FinTech Revolution

Universal Inclusion in the New Financial Ecosystem

Authors: Blakstad, Sofie, Allen, Robert

  • Addresses the economic and technological changes that are enabling consumers to divorce or leapfrog traditional financial services and examines the main drivers of change since the 2008 financial crisis
  • Explores current developments which will form the springboard for future finance, with a focus on new technologies and emerging markets
  • Draws on the authors' experience and research building future state financial technology to paint a holistic picture of the near and mid-term future opportunities presented by the financial technology and inclusion revolution
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eBook $34.99
price for USA in USD (gross)
  • ISBN 978-3-319-76014-8
  • Digitally watermarked, DRM-free
  • Included format: PDF, EPUB
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $44.99
price for USA in USD
  • ISBN 978-3-319-76013-1
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
About this book

This book is a practical guide to the evolving landscape of finance, highlighting how it’s changing our relationship with money and how financial technology, together with macroeconomic and societal change, is rewriting the story of how business is done in developing economies. Financial services companies are trying to become more customer focused, but struggling to help huge customer segments, particularly in developing economies.  Alternative financial models and tools are emerging, which are being embraced by consumers and incumbents.  In large parts of the developing world, alternative services are leapfrogging traditional finance, meaning more and more people have access to finance without ever needing a bank. Meanwhile, the barriers around financial services companies are crumbling, as they become more reliant on integration with new providers and alternative types of service.  Financial products can no longer be viewed in isolation, but as part of a service landscape that supports how people do life.  This means rethinking how our businesses are designed, motivated and organised, and letting go of the old ways of thinking about supply and demand. With practical steps businesses and, in particular, financial services organisations need to take to participate in a global service ecosystem, this book will be of interest to financial professionals who work in banking, financial technology, and development finance.  

About the authors

Sofie Blakstad is the CEO of transformational financial technology company hiveonline, which levels the competitive environment for small and micro businesses, expands sustainable investment and promotes community engagement, founded after a career building and transforming international banks. Her banking build expertise spans technology and business transformation programmes involving thousands of people in over 60 countries. Her blueprint for service aligned banks is the subject of her first book, Why Change? (2013). Sofie is an advisor to the G7 and G20 groups, the United Nations Environment Programme, and various governments and central banks on fintech, identity, trust and blockchain.

Robert Allen is an engineer and payments specialist, spending much of his career delivering major transformation programmes in international banks. More recently he has co-founded the Digital Asset Services practice for PwC and built the revolutionary Vulcan blockchain platform.  Rob is passionate about financial inclusion and has been targeting use cases for his platform to support financially under-served populations with new models based on digital identity, cryptocurrency and blockchain. Rob advises UNEP on blockchain and cryptocurrencies, is a board member of the Australian Payments Council, and is a mentor and advisor to numerous fintech startups.  A keen advocate of marine conservation issues, Rob is also a director of the Shark Conservation Society.


Table of contents (26 chapters)

  • Ecosystem vs Egosystem and Revolution vs Evolution

    Blakstad, Sofie (et al.)

    Pages 3-17

  • What’s the Point of Banks?

    Blakstad, Sofie (et al.)

    Pages 19-39

  • The Death and Resurrection of Capital Markets

    Blakstad, Sofie (et al.)

    Pages 41-64

  • New Payments Landscape

    Blakstad, Sofie (et al.)

    Pages 67-85

  • Central Bank Digital Currencies and Cryptocurrencies

    Blakstad, Sofie (et al.)

    Pages 87-112

Buy this book

eBook $34.99
price for USA in USD (gross)
  • ISBN 978-3-319-76014-8
  • Digitally watermarked, DRM-free
  • Included format: PDF, EPUB
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $44.99
price for USA in USD
  • ISBN 978-3-319-76013-1
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
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Bibliographic Information

Bibliographic Information
Book Title
FinTech Revolution
Book Subtitle
Universal Inclusion in the New Financial Ecosystem
Authors
Copyright
2018
Publisher
Palgrave Macmillan
Copyright Holder
The Editor(s) (if applicable) and The Author(s)
eBook ISBN
978-3-319-76014-8
DOI
10.1007/978-3-319-76014-8
Hardcover ISBN
978-3-319-76013-1
Edition Number
1
Number of Pages
XV, 406
Number of Illustrations and Tables
36 b/w illustrations, 1 illustrations in colour
Topics