- Uses multivariate prediction modeling to identify population segments (key demographics)
- Provides multivariate analyses of factors in pre-retirees’ decisions to delay retirement and their usage of professional financial advisors.
- Provides analytical tools that help researchers who need to target multidimensional population segments in contexts where cross-tabulations are unusable
- Contains analysis of factors that help to explain three steps toward use of professional financial advisors
- Presents unique charts about the age pattern of the one-year probability of going into retirement within an ageing cohort and about older-worker flows into and out of labour market statuses
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- About this book
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Key Demographics in Retirement Risk Management argues that the weakening of public and employer-sponsored social safety nets in several countries will permanently increase pre-retirees’ risk-anxiety and create pressure towards readjustment of their expectations about the quality of their lives in retirement. The result will be to raise the priority of achieving effective comprehensive retirement related risk management. This achievement requires an emphasis upon the cascading of linked risks, and careful attention to the optimization of scarce resources used to manage those linked risks. Professional financial and retirement planning advisors comprise a key source of help. This book develops new knowledge concerning the factors that help to explain three important aspects of access to these professional advisors. The results of this analysis are used to illustrate the process of identifying distinctive population segments, key demographics, on the basis of multiple population attributes treated simultaneously. The illustration is further extended with an identification of distinctive population segments relative to performance on a composite indicator of the conduct of multiple retirement risk management activities. The book also discusses implications of the pattern of gender differences in preparedness to address retirement’s challenges, highlighting subgroups of women in which inadequate preparedness is pronounced.
- About the authors
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Dr. Leroy Stone, University of Montreal, Department of Demography, Montreal, Canada
- Table of contents (8 chapters)
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Introduction: A New Priority for Personal Retirement-Related Risk Management
Pages 1-12
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Emerging Policy Directions Affecting Economic Risk
Pages 13-22
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Overview of the Dimensions of Preparedness for Retirement
Pages 23-33
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The Fall in Confidence Among the Pre-retired
Pages 35-53
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Key Demographics in the Use of Professional Financial Advisors
Pages 55-83
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Table of contents (8 chapters)
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Bibliographic Information
- Bibliographic Information
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- Book Title
- Key Demographics in Retirement Risk Management
- Editors
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- Leroy O Stone
- Copyright
- 2012
- Publisher
- Springer Netherlands
- Copyright Holder
- Springer Science+Business Media B.V.
- eBook ISBN
- 978-94-007-4044-0
- DOI
- 10.1007/978-94-007-4044-0
- Hardcover ISBN
- 978-94-007-4043-3
- Softcover ISBN
- 978-94-007-9386-6
- Edition Number
- 1
- Number of Pages
- XVIII, 146
- Topics
