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Palgrave Macmillan

The Politics of Financial Inclusion of Women in South Africa

Evolution and Lessons

  • Book
  • © 2023

Overview

Authors:
  1. Tinuade Adekunbi Ojo

    1. Institute of Pan African Thought and Conversation and Institute of Global African Affairs, University of Johannesburg, Johannesburg, South Africa

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  • Discusses women’s financial inclusion and exclusion in South Africa
  • Debates socio-economic factors enabling and limiting women’s access to and using financial products
  • Provides insight into policy recommendations on creating a financially sustainable environment for women in South Africa

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Table of contents (7 chapters)

  1. Front Matter

    Pages i-xv
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  2. Introduction

    • Tinuade Adekunbi Ojo
    Pages 1-17

  3. The Story of Inclusion, Development, Economy and Women in South Africa

    • Tinuade Adekunbi Ojo
    Pages 19-56

  4. Theorising Feminist Political Economy Analysis

    • Tinuade Adekunbi Ojo
    Pages 57-94

  5. Gendered Narratives on Financial Inclusion: Global and Continental Context

    • Tinuade Adekunbi Ojo
    Pages 95-127

  6. Benchmarking Financial Inclusion for Women in South Africa: Evolution and Lessons

    • Tinuade Adekunbi Ojo
    Pages 129-165

  7. South African Government and Digital Financial Inclusion

    • Tinuade Adekunbi Ojo
    Pages 167-184

  8. Impact of Financial Inclusion on Women’s Empowerment in South Africa: Perspectives and Lessons

    • Tinuade Adekunbi Ojo
    Pages 185-234

  9. Back Matter

    Pages 235-268
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Keywords

About this book

This book presents the assumptions, narratives, and institutions that underpin the key concepts and investigates the limits and potential of financial inclusion development strategy for gender equality. Using South Africa’s women entrepreneurs as a central case, the book interrogates the logic and politics of financial inclusion and gender equality globally and locally. It also examines conditions that explain financial inclusion and women’s empowerment concerning women-owned businesses in post-apartheid South Africa. Finally, it presents a debate on the socio-economic factors enabling and limiting women’s access to and using financial products to improve their socio-economic empowerment and the future suggestions, policies and recommendations on financial inclusion for women entrepreneurs in South Africa.

Reviews

“The World is now in the 4th Industrial Revolution, characterised by a fusion of technologies disrupting almost every industry in every country. At the heart of this revolution is the capital and finance that are needed to drive the transformation of systems of production, management of resources and governance. However, we also see the great inequality that it has yielded. Women have been excluded mainly in this fete. Women still face financial exclusion and have limited access to finance and capital. The current models of financial services restrict women from financing household responsibilities which in turn limits their exposure and access to the benefits of financial institutions and economic empowerment that grants them financial independence. This book by Dr Tinuade Adekunbi Ojo is a masterpiece beautifully written, bringing out the genesis of the exclusion of women in access to financial products and services in South Africa. Offers insights into the different roles that societal institutions have played in this exclusion and provides ways to mitigate this state of affairs.” (Gorretti Byomire, Makerere University Business School, Uganda)

 

Authors and Affiliations

  • Institute of Pan African Thought and Conversation and Institute of Global African Affairs, University of Johannesburg, Johannesburg, South Africa

    Tinuade Adekunbi Ojo

About the author

Tinuade Adekunbi Ojo is the Head of Pan African Women Studies Unit and a Senior Researcher at the Institute of Pan African Thought and Conversation, University of Johannesburg.






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