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Essays on Housing and Pensions

A European Perspective

  • Book
  • © 2019

Overview

Authors:
  1. Thomas Müller

    1. Real Estate Management Institute, EBS Universität für Wirtschaft und Recht, Wiesbaden, Germany

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  • Investigations into the role of housing for adequate income in old age

Part of the book series: Essays in Real Estate Research (ERER)

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Table of contents (5 chapters)

  1. Front Matter

    Pages I-XVII
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  2. Introduction

    • Thomas Müller
    Pages 1-3

  3. The Trade-off between Housing and Pensions

    • Thomas Müller
    Pages 5-20

  4. Do Europeans Release Their Housing Wealth in Old Age?

    • Thomas Müller
    Pages 21-35

  5. Housing as a Pension: Policy Implications for Europe

    • Thomas Müller
    Pages 37-56

  6. Conclusion

    • Thomas Müller
    Pages 57-59

  7. Back Matter

    Pages 61-73
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Keywords

About this book

Demographic trends put a burden on EU pension provision. As the sustainability of pension systems is addressed by current pension reforms, lower benefit levels are projected. In this scenario, households may want to consider supplementing their public pension income. As their own residence is on average their most valuable asset, its transformation to income can be one form of alleviating financial distress in old age. Thomas Müller presents research findings on the interdependency of housing and pension wealth as well as on whether and to what extent housing wealth is decumulated after retirement. The author emphasizes the consideration of housing wealth in pension policies to enable European households to employ its housing asset as an income source in old age.

About the Author

Thomas Müller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pensionprovision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement.



Authors and Affiliations

  • Real Estate Management Institute, EBS Universität für Wirtschaft und Recht, Wiesbaden, Germany

    Thomas Müller

About the author

Thomas Müller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pension provision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement.



   

Bibliographic Information

  • Book Title: Essays on Housing and Pensions

  • Book Subtitle: A European Perspective

  • Authors: Thomas Müller

  • Series Title: Essays in Real Estate Research

  • DOI: https://doi.org/10.1007/978-3-658-24955-7

  • Publisher: Springer Gabler Wiesbaden

  • eBook Packages: Business and Management, Business and Management (R0)

  • Copyright Information: Springer Fachmedien Wiesbaden GmbH, part of Springer Nature 2019

  • Hardcover ISBN: 978-3-658-24954-0Published: 16 January 2019

  • eBook ISBN: 978-3-658-24955-7Published: 28 December 2018

  • Series ISSN: 2570-2246

  • Series E-ISSN: 2570-2254

  • Edition Number: 1

  • Number of Pages: XVII, 73

  • Number of Illustrations: 1 b/w illustrations

  • Topics: Real Estate Management, Economic Policy

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