Drivers of Bank Lending

1. Front Matter

   Pages I-XVII

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2. Introduction

   • Hartmut Brinkmeyer

   Pages 1-6

3. Transmission channels of monetary policy

   • Hartmut Brinkmeyer

   Pages 7-17

4. The bank lending channel in detail

   • Hartmut Brinkmeyer

   Pages 18-34

5. A new view: Implications of financial innovation for bank lending

   • Hartmut Brinkmeyer

   Pages 35-43

6. Bank lending against the background of the recent crises

   • Hartmut Brinkmeyer

   Pages 44-54

7. Review of empirical evidence on bank lending and its implications

   • Hartmut Brinkmeyer

   Pages 55-81

8. Empirical analysis – approach

   • Hartmut Brinkmeyer

   Pages 82-128

9. Empirical analysis – results

   • Hartmut Brinkmeyer

   Pages 129-193

10. Final discussion and implications

    • Hartmut Brinkmeyer

    Pages 194-210

11. Back Matter

    Pages 211-230

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​After the recent financial crisis has hooked the banking system to its very foundations, Hartmut Brinkmeyer contributes to the question of how bank characteristics influence bank loan supply during crisis periods by developing a well-founded theoretical framework. The econometrical design deploys a number of remarkably innovative ideas such as the implementation of a bank-specific, self-chosen target capital ratio or a very convincing approach to the disentanglement of loan supply and demand. The results of this study deliver a profound insight into the lending behavior of European banks and explicitly urge academic and practical discussion.

• Bank lending channel
• Banking and finance
• Financial Innovation
• Financial crisis
• Monetary policy

• Heinrich-Heine-Universität Düsseldorf, Düsseldorf, Germany

  Hartmut Brinkmeyer

Hartmut Brinkmeyer completed his doctoral thesis under the supervision of Prof. Dr. Christoph J. Börner and Prof. Dr. Ulrike Neyer at the Heinrich Heine University Düsseldorf. He studied Economics and Philosophy in Bayreuth, Rouen and Maastricht and works as a top management consultant.

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