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  • © 2017

Banking Reforms in India

Consolidation, Restructuring and Performance

Palgrave Macmillan
  • Specifically assesses the Indian banking industry
  • Assesses the impact of reforms on bank performance during this period
  • Evaluates whether or not the period of consolidation is now complete
  • Includes supplementary material: sn.pub/extras

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Table of contents (9 chapters)

  1. Front Matter

    Pages i-xxi
  2. Indian Banking Structure: An Overview

    • T. R. Bishnoi, Sofia Devi
    Pages 1-29
  3. Banking Reforms

    • T. R. Bishnoi, Sofia Devi
    Pages 31-58
  4. Concentration and Competition

    • T. R. Bishnoi, Sofia Devi
    Pages 91-120
  5. Cost Efficiency and Productivity

    • T. R. Bishnoi, Sofia Devi
    Pages 121-163
  6. Profitability

    • T. R. Bishnoi, Sofia Devi
    Pages 165-185
  7. Non-performing Assets

    • T. R. Bishnoi, Sofia Devi
    Pages 187-209
  8. Information Technology in Banking System

    • T. R. Bishnoi, Sofia Devi
    Pages 211-223
  9. Summary and Conclusions

    • T. R. Bishnoi, Sofia Devi
    Pages 225-238
  10. Back Matter

    Pages 239-242

About this book

This book provides a historical evaluation of banking reforms and structural changes in India over the past 25 years. Chapters cover issues in consolidation and restructuring, competition and concentration, performance evaluation in terms of cost efficiency and productivity, profitability, non-performing assets and technology use. The authors use specific regression models to measure the impact of these reforms on bank performance during this period and assess whether or not the consolidation phase is now complete. This volume will be of interest to researchers and academicians interested in the financial history of Indian Banking reforms.



Authors and Affiliations

  • University of Baroda , Vadodara, India

    T R Bishnoi, Sofia Devi

About the authors

T R Bishnoi, PhD, is the RBI Chair Professor in the Faculty of Commerce at the Maharaja Sayajirao University of Baroda, India. He has held various academic positions including Senior Lecturer in the Department of Economics at the University of Mumbai, India, IFCI Chair Professor in Industrial Finance at the Nirma University of Science and Technology, India, and Associate Professor in the Department of Economics at the M S University of Baroda, India. He has edited two books, authored one book and published more than 30 research papers in professional journals. 

Sofia Devi Sh., PhD, is a Research Assistant at the Reserve Bank of India Endowment Unit at the Maharaja Sayajirao University of Baroda, India. She has over eight years of teaching and research experience as lecturer and research assistant. 




Bibliographic Information

  • Book Title: Banking Reforms in India

  • Book Subtitle: Consolidation, Restructuring and Performance

  • Authors: T R Bishnoi, Sofia Devi

  • Series Title: Palgrave Macmillan Studies in Banking and Financial Institutions

  • DOI: https://doi.org/10.1007/978-3-319-55663-5

  • Publisher: Palgrave Macmillan Cham

  • eBook Packages: Economics and Finance, Economics and Finance (R0)

  • Copyright Information: The Editor(s) (if applicable) and The Author(s) 2017

  • Hardcover ISBN: 978-3-319-55662-8Published: 05 July 2017

  • Softcover ISBN: 978-3-319-85720-6Published: 02 August 2018

  • eBook ISBN: 978-3-319-55663-5Published: 21 June 2017

  • Series ISSN: 2523-336X

  • Series E-ISSN: 2523-3378

  • Edition Number: 1

  • Number of Pages: XXI, 241

  • Topics: Banking, Financial History

Buy it now

Buying options

eBook USD 99.00
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book USD 129.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book USD 129.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Other ways to access