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What Is Health Insurance (Good) For?

An Examination of Who Gets It, Who Pays for It, and How to Improve It

  • Book
  • © 2016

Overview

  • Serves as a primer on health insurance
  • Offers an integrated perspective on health insurance
  • Provides a policy-oriented approach to health insurance
  • Proposes specific policies to improve health insurance
  • Examines how health insurance will evolve in the future
  • Includes supplementary material: sn.pub/extras

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Table of contents (9 chapters)

  1. The Importance of Health Insurance

  2. Health Insurance Markets

  3. Health Insurance Policy

Keywords

About this book

This informative volume synthesizes the literatures on health economics, risk management, and health services into a concise guide to the financial and social basics of health insurance with an eye to its wide-scale upgrade. Its scope takes in concepts of health capital, strengths and limitations of insurance models, the effectiveness of coverage and services, and the roles of healthcare providers and government agencies in the equation. Coverage surveys the current state of group and public policies, most notably the effects of the Affordable Care Act on insurers and consumers and the current interest in universal coverage and single-payer plans. Throughout, the author provides systemic reasons to explain why today’s health insurance fails so many consumers, concluding with reality-based recommendations for making insurance more valuable to both today’s market and consumer well-being.

Included among the topics:

 

·Defining health insurance and healthcare finance.

·Consuming and investing in health.

·The scope of health insurance and its constraints.

·Matching health insurance supply and demand.

·The role of government in health insurance.

·Ongoing challenges and the future of health insurance.

Bringing a needed degree of objectivity to often highly subjective material, What Is Health Insurance (Good) For? is a call to reform to be read by health insurance researchers (including risk management insurance and health services research), professionals, practitioners, and policymakers.

Authors and Affiliations

  • Department of Public Health, College of Education, Health, and Human Sciences, University of Tennessee, Knoxville, TN, USA

    Robert D. Lieberthal

About the author

Robert D. Lieberthal, PhD, is an assistant professor at the University of Tennessee, Knoxville Department of Public Health. His disciplinary background includes the fields of health economics, risk management and insurance, and health services research. Dr. Lieberthal focuses his research on the economic and actuarial analysis of public health problems, with a special interest in the efficiency and effectiveness of health insurance. He previously held a faculty appointment at Thomas Jefferson University's College of Population Health in Philadelphia and worked as an actuarial benefits consultant at Pricewaterhousecoopers LLP (PwC) in New York City. Dr. Lieberthal received his PhD in Managerial Science and Applied Economics with a focus on Health Economics and Management from the Wharton School at the University of Pennsylvania. His teaching focus is on health finance.

Bibliographic Information

  • Book Title: What Is Health Insurance (Good) For?

  • Book Subtitle: An Examination of Who Gets It, Who Pays for It, and How to Improve It

  • Authors: Robert D. Lieberthal

  • DOI: https://doi.org/10.1007/978-3-319-43796-5

  • Publisher: Springer Cham

  • eBook Packages: Economics and Finance, Economics and Finance (R0)

  • Copyright Information: Springer Nature Switzerland AG 2016

  • Hardcover ISBN: 978-3-319-43795-8Published: 02 September 2016

  • Softcover ISBN: 978-3-319-82912-8Published: 14 June 2018

  • eBook ISBN: 978-3-319-43796-5Published: 26 August 2016

  • Edition Number: 1

  • Number of Pages: XIII, 271

  • Number of Illustrations: 4 b/w illustrations

  • Topics: Insurance, Health Economics, Health Care Management

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