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  • © 2001

The Economics and Politics of Choice No-Fault Insurance

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Table of contents (12 chapters)

  1. Front Matter

    Pages i-xi
  2. An Introduction to Choice No-Fault

    • Edward L. Lascher Jr, Michael R. Powers
    Pages 3-16
  3. Choice No-Fault Insurance: Efficiency and Equity

    • Edward L. Lascher Jr, Michael R. Powers
    Pages 17-28
  4. The Effects of Choice Auto Insurance on Costs and Compensation

    • Stephen J Carroll, Allan F Abrahamse
    Pages 31-66
  5. The Case Against Auto Choice

    • Brent Kabler
    Pages 67-93
  6. Auto Insurance Claims in New Jersey and Pennsylvania

    • Jia-Hsing Yeh, Joan T. Schmit
    Pages 139-157
  7. Giving Motorists a Choice between Fault and No-Fault Insurance

    • Jeffrey O’Connell, Robert H. Joost
    Pages 191-217
  8. Equity in Automobile Insurance: Optional No-Fault

    • Michael R. Powers
    Pages 219-239
  9. More for Less Under Auto Choice

    • Peter Kinzler, Jeffrey O’Connell
    Pages 303-324
  10. Back Matter

    Pages 339-344

About this book

In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress.
Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword.
Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.

Editors and Affiliations

  • California State University, Sacramento, USA

    Edward L. Lascher

  • Temple University, USA

    Michael R. Powers

Bibliographic Information

Buy it now

Buying options

eBook USD 84.99
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book USD 109.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book USD 109.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Other ways to access