Overview
- First book that deals with topics from the perspective of comparative law
- First academic survey on cyber risks First academic survey on risks in the virtual worlds
- Updated state of the art with regards to conflicts of laws relating to insurance contracts?
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Table of contents (15 chapters)
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Front Matter
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On-Line Distribution
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Front Matter
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Dispute Settlement and Litigation
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Front Matter
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Keywords
About this book
This book adopts an international perspective to examine how the online sale of insurance challenges the insurance regulation and the insurance contract, with a focus on insurance sales, consumer protection, cyber risks and privacy, as well as dispute resolution. Today insurers, policyholders, intermediaries and regulators interact in an increasingly online world with profound implications for what has up to now been a traditionally operating industry. While the growing threats to consumer and business data from cyber attacks constitute major sources of risk for insurers, at the same time cyber insurance has become the fastest growing commercial insurance product in many jurisdictions.
Scholars and practitioners from Europe, the United States and Asia review these topics from the viewpoints of insurers, policyholders and insurance intermediaries. In some cases, existing insurance regulations appear readily adaptable to the online world, such as prohibitions on deceptive marketing of insurance products and unfair commercial practices, which can be applied to advertising through social media, such as Facebook and Twitter, as well as to traditional written material. In other areas, current regulatory and business practices are proving to be inadequate to the task and new ones are emerging. For example, the insurance industry and insurance supervisors are exploring how to review, utilize, profit from and regulate the explosive growth of data mining and predictive analytics (“big data”), which threaten long-standing privacy protection and insurance risk classification laws.
This book’s ambitious international scope matches its topics. The online insurance market is cross-territorial and cross-jurisdictional with insurers often operating internationally and as part of larger financial-services holding companies. The authors’ exploration of these issues from the vantage points of some of the world’s largest insurance markets – the U.S., Europe and Japan – provides a comparative framework, which is necessary for the understanding of online insurance.Editors and Affiliations
Bibliographic Information
Book Title: The "Dematerialized" Insurance
Book Subtitle: Distance Selling and Cyber Risks from an International Perspective
Editors: Pierpaolo Marano, Ioannis Rokas, Peter Kochenburger
DOI: https://doi.org/10.1007/978-3-319-28410-1
Publisher: Springer Cham
eBook Packages: Law and Criminology, Law and Criminology (R0)
Copyright Information: Springer International Publishing Switzerland 2016
Hardcover ISBN: 978-3-319-28408-8Published: 06 October 2016
Softcover ISBN: 978-3-319-80347-0Published: 14 June 2018
eBook ISBN: 978-3-319-28410-1Published: 03 August 2016
Edition Number: 1
Number of Pages: XII, 395
Number of Illustrations: 3 illustrations in colour
Topics: Private International Law, International & Foreign Law, Comparative Law , Insurance, e-Commerce/e-business, International Economic Law, Trade Law, European Law, Dispute Resolution, Mediation, Arbitration