Innovations in Financial Markets and Institutions

Consumer Attitudes Toward Credit Insurance

Authors: Barron, John M., Staten, Michael E.

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eBook $109.00
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  • ISBN 978-1-4613-1327-4
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About this book

Consumer Attitudes Toward Credit Insurance provides the findings of a survey of approximately 3600 individuals who had the opportunity to purchase credit life insurance in conjunction with all types of consumer loans, except first mortgages and credit cards. The survey that forms the basis of the book was conducted in 1993 by the Credit Research Center at Purdue University's Krannert Graduate School of Management. It replicates and expands upon four previous national studies of credit insurance consumers, done between 1970 and 1985.
Despite the generally positive findings of prior research with respect to consumer attitudes toward credit insurance, several open questions remain of interest to policy makers, specifically the question of whether coercion is involved in the sale of the insurance. Consumer Attitudes Toward Credit Insurance addresses these outstanding issues. It presents a profile of who is currently being served by the credit insurance market, as well as the reasons borrowers purchase the product and their experience with the offer of credit insurance at point of sale.

Table of contents (8 chapters)

  • Introduction

    Barron, John M. (et al.)

    Pages 1-4

  • Summary of Prior Research

    Barron, John M. (et al.)

    Pages 5-16

  • 1993 CRC Survey Questionnaire and Sample Design

    Barron, John M. (et al.)

    Pages 17-26

  • The Credit Insurance Purchase Decision: Who Buys It and Why

    Barron, John M. (et al.)

    Pages 27-59

  • Consumer Awareness: Actual Versus Perceived Insurance Purchase Decisions

    Barron, John M. (et al.)

    Pages 61-78

Buy this book

eBook $109.00
price for USA (gross)
  • ISBN 978-1-4613-1327-4
  • Digitally watermarked, DRM-free
  • Included format: PDF
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $199.00
price for USA
  • ISBN 978-0-7923-9671-0
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
Softcover $149.00
price for USA
  • ISBN 978-1-4612-8570-0
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
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Bibliographic Information

Bibliographic Information
Book Title
Consumer Attitudes Toward Credit Insurance
Authors
Series Title
Innovations in Financial Markets and Institutions
Series Volume
10
Copyright
1996
Publisher
Springer US
Copyright Holder
Springer Science+Business Media New York
eBook ISBN
978-1-4613-1327-4
DOI
10.1007/978-1-4613-1327-4
Hardcover ISBN
978-0-7923-9671-0
Softcover ISBN
978-1-4612-8570-0
Edition Number
1
Number of Pages
XII, 158
Topics