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Business & Management | Underwater - Options When Your Mortgage Is Upside Down


Options When Your Mortgage Is Upside Down

Lauer, Chris

2013, XV, 284 p. 7 illus.

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  • 1. Helps homeowners understand where they truly stand in a real estate world where housing values continue to fall and circumstances shift every day.
  • 2. Latest info on government programs that can help.
  • 3. Saves homeowners time and money by giving them a better sense of their options and what they can do to either save their home or get rid of the biggest headache they have ever had.
  • 4. Offers solutions to homeowners who are struggling to get a handle on their personal finances.
  • 5. Author veteran business book writer.
Just about every month, housing values in the U.S. fall. That, in turn, increases the number of people who owe more on their houses than they are worth—either trapping them in homes they may no longer want or putting them in danger of financial catastrophe if they lose a job or are otherwise unable to meet the mortgage. Underwater: Options When Your Mortgage Is Upside Down offers valuable advice to homeowners on ways they can unload a house they no longer want, save a home from foreclosure, or undergo foreclosure and start anew. The book offers smart advice from lawyers, bankers, real estate agents, personal finance experts, and homeowners who have seen the foreclosure process firsthand, as well as those who have been able to save their homes through loan modifications and other creative methods. Those faced with tough choices will find invaluable guidance to help them make well-informed decisions while managing the emotional fallout each brings.

Many of the eleven million people in the U.S. now facing the “underwater” dilemma wonder: Is staying put the only option? What if I can't pay the monthly mortgage bill? Can I save my home? Underwater: Options When Your Mortgage Is Upside Down outlines the options—when foreclosure is a good idea, how to best protect the equity you've built up, the financial repercussions of going into foreclosure, strategies for renegotiating a loan, taking advantage of government programs designed to keep you happily housed, and more. Veteran financial journalist Chris Lauer provides the facts, ideas, and advice that can help any underwater homeowner—especially those facing foreclosure—make smart decisions for a better future.

Content Level » Popular/general

Related subjects » Business & Management

Table of contents 

  1. The Real Estate Crash
  2. How Bad is the Underwater Problem
  3. Advice from an Underwater Homeowner
  4. Advice from a Real Estate attorney
  5. Advice from a Real Estate Agent
  6. Advice from a Mortgage Broker
  7. Advice from a Real Estate Agent
  8. Advice from a Real Estate Agent
  9. Advice from a Mortgage Broker
  10. Advice from a Real Estate Expert
  11. Advice from a Real Estate Economist
  12. Advice from an Economist
  13. Advice from CoreLogic Chief Economist Mark Fleming
  14. What You Should Know About Fannie Mae and Freddie Mac
  15. Lenders Settle with Homeowners for $25 Billion for Abuses
  16. Twelve Valuable Government Programs
  17. Glossary of Terms
  18. Additional Resources

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