Overview
- Explores the application of ESG (Environmental, Social, Governance) factors in banking credit
- Examines how ESG factors impact the cost of debt for companies
- Provides practical, data-driven insights into the financial benefits of sustainability
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About this book
This book explores the application of ESG (Environmental, Social, Governance) factors in banking credit. What makes this research particularly unique is its empirical analysis of how ESG factors impact the cost of debt for companies, which addresses a significant gap in the current literature on sustainable finance. Specifically, the book provides practical, data-driven insights into the financial benefits of sustainability. It not only examines corporate ESG performance but also how banks incorporate ESG factors into their credit evaluation processes, providing a comprehensive view of the interaction between sustainable finance and traditional banking practices. It also offers a detailed examination of the EU’s evolving regulatory framework regarding ESG and banking alongside practical implications of ESG factors, both for companies and banks, and demonstrates how sustainability can lead to tangible financial advantages, such as more favourable loan conditions. By addressing the financial and strategic needs of companies seeking to lower their borrowing costs through sustainability efforts, this book satisfies the growing demand for research at the intersection of finance, sustainability, and regulation.
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Keywords
- Sustainable Finance
- Banking and Credit Risk Analysis
- Corporate Governance
- Environmental, Social, and Governance (ESG)
- Business Ethics
- Regulatory Policy and Compliance in Finance
- Empirical analysis of ESG factors
- Credit risk and debt financing
- ESG regulatory frameworks
- Corporate Social Responsibility (CSR)
- Sustainable Financial Products
- Standardizing ESG Metrics
- Analysis of ESG Scores
- ESG as a Risk Mitigation Tool
Table of contents (4 chapters)
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Front Matter
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Back Matter
Authors and Affiliations
About the author
Nicola Del Sarto is an assistant professor at the University of Florence, Italy. He received his PhD in Management of Innovation, Sustainability, and Healthcare from Scuola Superiore Sant’Anna, Italy. Nicola's research interests focus on small businesses and start-ups, as well as support mechanisms such as incubators, accelerators, and corporate accelerator programs. Moreover, he is investigating finance for innovation mechanisms and FinTech alongside the impact of technological innovation on financial markets and intermediaries. His research also explores sustainable finance with a particular focus on the role of ESG factors in banking and investment decisions as well as their implications for financial markets and corporate sustainability strategies.
Bibliographic Information
Book Title: ESG Factors and Financial Outcomes in Banks
Book Subtitle: Quantitative Insights into the ESG-Cost of Debt Relationship
Authors: Nicola Del Sarto
DOI: https://doi.org/10.1007/978-3-031-87748-3
Publisher: Palgrave Macmillan Cham
eBook Packages: Economics and Finance, Economics and Finance (R0)
Copyright Information: The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2025
Hardcover ISBN: 978-3-031-87747-6Published: 12 April 2025
Softcover ISBN: 978-3-031-87750-6Due: 26 April 2026
eBook ISBN: 978-3-031-87748-3Published: 11 April 2025
Edition Number: 1
Number of Pages: XVII, 154
Number of Illustrations: 5 b/w illustrations, 8 illustrations in colour
Topics: Financial Services, Sustainable Development, Business Finance, Risk Management