Finance for Academics

1. Front Matter

   Pages i-xiii

   PDF

2. Introduction

   • Ronald A. Francisco

   Pages 1-6

3. Risks

   • Ronald A. Francisco

   Pages 7-12

4. Forms of Investment

   • Ronald A. Francisco

   Pages 13-23

5. Dividend-Growth Stocks

   • Ronald A. Francisco

   Pages 25-43

6. Bonds and Bond Funds

   • Ronald A. Francisco

   Pages 45-57

7. Master Limited Partnerships

   • Ronald A. Francisco

   Pages 59-67

8. Build Your Own Portfolio

   • Ronald A. Francisco

   Pages 69-81

9. Retirement Income

   • Ronald A. Francisco

   Pages 83-98

10. What Can Go Wrong? Troubleshooting Investments

    • Ronald A. Francisco

    Pages 99-110

11. Back Matter

    Pages 111-129

    PDF

​The purpose of this book is to provide a hands-on guide to finance and investment for academics with an objective of providing strategies to maximize income, minimize fees, and legally minimize taxes.  There are many risks in finance and investment such as stock market crashes, inflation, corruption, fees and interest rates.  This book stresses that stocks and bonds are the mainstay of most investors. Dividend-growth stocks mitigate the risk of inflation. In addition, they cost nothing once they are purchased, unlike mutual funds that have constant fees.  The author explains how to find dividend-growth stocks whose payout increase exceeds inflation and how to compound quarterly in order to make projections for future growth in the number of shares or in the value of the capital itself.  The author, in addition, discusses the value of bond funds and master-limited partnerships for an investment portfolio.  Retirement income is a major concern for senior academics and the median level of retirement savings for those 55 to 64 is only $145,000, which is insufficient.  The author stresses the need to mix dividend-growth stocks and closed-end bond funds to fund retirement as well as explains Roth IRAs, 401(k)s and other such tax-free forms of retirement financing.  Finally, the book examines financial risks and shows how to mitigate them to the extent possible.  This book is a must-have for any professor or academic approaching retirement age or looking to secure their future income.​

• TIAA-CREF
• finance
• financial risk
• investment income
• stocks and bonds
• taxes

• Dept. Political Science, University of Kansas, Lawrence, USA

  Ronald A. Francisco

Ronald A. Francisco is Professor of Political Science at the University of Kansas. For eight years he has also been the author of highly-downloaded guide on finance and investment for income, 'Finance for Academics', which introduces necessary facts and concepts of finance to the academic world.

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